The Bank for Construction of Vietnam allocated capital for building industrial facilities and construction projects to serve national welfare and people’s livelihoods, contributing to changing the face of North Vietnam. The Bank and the Vietnamese people worked together to complete the tasks of construction in wartime, supplied capital for air defense projects, traffic projects and relocation of important industrial factories. In the period 1975 – 1981, the Bank joined to renovate economic facilities in the South and develop new infrastructure after the war. The bank provided capital for industrial, agricultural, transportation, public welfare projects, and key projects critical for the national economy.

In the period 1981 - 1990, the Bank for Investment and Construction of Vietnam improved operational mechanism for continued development. This was also the period when the bank made strong movements in line with the national renovation in general and the banking sector in particular, progressively becoming one of the leading specialized banks in the country. The bank also directly provided loans to businesses, progressively transforming into a commercial bank according to market mechanism. BIDV made significant contributions to the country’s innovation during this period. The bank ensured working capital for construction companies, encouraging them to boost construction progress and improve technology and productivity.

In 1990, BIDV conducted its first international business operations. The bank partnered with foreign financial institutions to establish joint ventures. During this period, BIDV’s foreign business operations covered finance, banking, insurance and securities with the establishment of representative offices and banks in Laos, Cambodia, then Myanmar, Russia, Czech Republic. BIDV has transformed into a commercial bank since then, integrating into the international financial markets. Since 1995, BIDV has been a fully commercial bank, continuing to develop and boost the market economy of Vietnam.

On 28 December 2011, BIDV implemented equitization through initial public offering (IPO). On 27 April 2012, BIDV officially transformed into the Joint Stock Commercial Bank for Investment and Development of Vietnam, making a significant changes to ownership structure, ensuring transparency in accordance with international practice. BIDV has been listed on the stock exchange under the code BID since January 2014, operating effectively in international competitive market environment. During the period, BIDV comprehensively completed its business targets, strengthening competitive capacity, becoming the leading commercial joint stock bank in Vietnam with sustainable development.